Car ownership comes with several responsibilities, including maintaining your vehicle’s condition and ensuring that you have the appropriate coverage in case of any accidents or breakdowns. However, the different types of coverage available can be confusing to understand. This blog post will help you understand the difference between car insurance, roadside assistance, and the breakdown coverage offered by Zoomi.
Car Insurance:
Car insurance is a type of coverage that protects you financially in case of any damage or loss to your vehicle due to an accident, theft, or other unforeseen events. In most states, car insurance is mandatory, and you are required to carry at least liability insurance that covers damages to other vehicles and property in case you are at fault in an accident.
There are several types of car insurance policies, including collision, comprehensive, and personal injury protection. Collision coverage pays for damages to your car in case of a collision, while comprehensive coverage covers damages due to other events like theft, fire, or vandalism. Personal injury protection covers medical expenses for you and your passengers in case of an accident.
Roadside Assistance:
Roadside assistance is not the same as car insurance, and it is typically offered as an optional service by insurance providers. Roadside assistance can be useful if you experience a breakdown or need help on the road, but it does not cover damages to your vehicle in case of an accident or repair costs due to mechanical breakdowns. Roadside assistance providers, such as AAA, generally offer a range of services, including towing, battery jump-starts, fuel delivery, tire changes, and lockout services. Although roadside assistance can be helpful in a pinch, there may be some overlap with services provided by ZoomiCare, such as towing reimbursement.
ZoomiCare:
ZoomiCare is a service contract that covers repair costs for your vehicle when you experience an unexpected mechanical breakdown. Examples could include your transmission needing a repair, your engine needing a rebuild, or your electrical system needing to be replaced. With ZoomiCare, you can drive with peace of mind and financial protection against unexpected repairs, making ZoomiCare the perfect companion to your existing car insurance.
ZoomiCare is offered in three different plans and three different deductibles. This gives our customers the flexibility to choose a plan that provides them with the coverage they want at a price point they can afford. Plus, unlike our competitors, all of our plans are monthly subscriptions. There are no long-term contracts and no third-party financing companies involved when you subscribe to ZoomiCare. Plus, all of our plans come with additional benefits like towing reimbursement and rental car reimbursement!
In summary, car insurance protects you financially from damage or loss, roadside assistance can help you at the moment of a breakdown, and ZoomiCare covers unexpected repairs and maintenance costs. It is important to understand the differences between these products and choose the right coverage based on your needs and budget.
We hope this blog post has been helpful. If you have any questions, you can always reach out to us at info@getzoomi.com.
